IFG Wills are not structured to avoid inheritance tax.
That being said, the nil-rate band for inheritance tax is £325,000, there is an additional nil-rate band for your home of £150,000 for assets inherited by your family, and any assets inherited by your legal spouse are also tax-exempt. All this means that 94% of people do not have to pay inheritance tax at all when they die.
So for 94% of people the IFG Will is suitable and you’d be paying £100s extra for a trust-based will unnecessarily. However if you have assets over £1m, please drop us a line via our contact page and we can point you in the right direction to get a bespoke trust-based will done.